Michael Morrison

4123 Mountain Cove Drive

Charlotte, NC
$ 799,000 Beds 5 Baths 3 Sq 3,682
Monthly Estimate* How much can I afford?

Welcome to this spacious five-bedroom, three-bathroom home situated on a half-acre homesite, offering a versatile floor plan, abundant natural light, and plenty of space for everyday living and entertaining. The main level features a private guest bedroom, dedicated home office, and formal dining room, providing flexibility for a variety of needs. At the heart of the home, the inviting living room is filled with natural light and highlighted by soaring cathedral ceilings that create an open, airy feel. The thoughtfully designed laundry room offers a utility sink and an abundance of additional storage, adding convenience and functionality. Upstairs, the generously sized primary suite provides a relaxing retreat with tray ceilings and a spa-like en-suite bath featuring a soaking tub and separate glass-enclosed shower. Additional bedrooms and a second-floor bonus room offer even more flexible space for guests, recreation, hobbies, or a media room. Beyond the home itself, this half-acre homesite offers plenty of room to enjoy the outdoors, and residents of the Overlook community enjoy access to a wonderful array of amenities, including a community pool, tennis courts, a boat ramp for easy access to Mountain Island Lake, and scenic walking trails throughout the neighborhood, perfect for outdoor recreation, lake access, and an active lifestyle.

Single Family

  • Price
  • $ 799,000
  • City
  • Charlotte
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 0
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.52 Acres
  • Zip
  • 28216
  • Sqr Footage
  • 3,682
  • Year Built
  • 1997
  • Style
  • MLS#
  • 4415906
Listed By: DASH Carolina; Charlie.Holt@DashNC.com
Data Source: Canopy MLS

Features

General

Living Area 3682
Sewer Public Sewer
Heating Forced Air
Cooling Central Air
Appliances Dishwasher,Double Oven,Ice Maker,Microwave,Refrigerator
HOA Fee 1842.83
Garage Spaces 2
Construction Materials Brick Full
Year Built 1997
Levels Two
Property Subtype Single Family Residence
Parcel Number 023-182-27
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Overlook
Garage Y/N Yes
Full Baths 3
High School Hopewell
City Charlotte
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Mountain Island Lake Academy
Middle/Junior High School Mountain Island Lake Academy
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 646400

Interior Features

Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 3682
Laundry Features Laundry Room,Main Level
Total Bedrooms 5
Total Baths 3
SqFt Main 1767
SqFt Upper 1915
Bedroom 1

Exterior Features

Parking Features Driveway,Attached Garage,Garage Faces Side
Water Source City
Lot Size Area 0.52
Foundation Details Crawl Space
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Mooresville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mountain Island Lake Academy Elementary School
Middle School Mountain Island Lake Academy Middle School
High School Hopewell High School

Price History

8/21/2026 Listed $835,000
9/17/2026 5% - $799,000

Property vs Zip Code Average in 28216

Price
AVG $440K
$800K
Year Built
AVG 1999
1997
Visits
AVG 233
67
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

4123 Mountain Cove Drive Charlotte, NC is a Single Family Home for sale at $799000 with 3682 sqft and a lot size of 0.52 Acres Acre(s). 4123 Mountain Cove Drive Charlotte has 5 bedrooms, 3 baths and was built in 1997. The property's zip code is 28216 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Michael Morrison

Michael Morrison

Broker

704-928-6404

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